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How to save £19,000 in Tax by giving £25,000 to Charity

There are many tax benefits to be had from giving to charity, depending on how and when you do it which can be a further bonus to you as an individual or as a business owner.

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Growing the Dream

Part of the reason that we wanted to move to the countryside and buy a house with land was that we wanted to be able to grow more of our own produce than we’d been able to do in our suburban garden.

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Does the wrapper matter if the contents are the same?

Now this could be an article about fizzy drink, chocolate or any other thing – and you could be wondering what on earth would prompt me to write about such things – but hang in there, this does have a financial relevance. The purpose of a wrapper is to hold the contents inside, and to …

Does the wrapper matter if the contents are the same? Read More »

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Why you shouldn’t be saving for your future

At some point, most people start to think about putting money away for the future in some form – the deposit for a home, a dream holiday or your retirement and what you choose to do next can have a massive effect on the end result.

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Building the right team – interview secrets

There comes a time in most business owners lives when they will need to hire some staff, or contract with a freelancer to support their business in some way. Taking on the right people to fulfil the right roles is crucial.

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4 Legal and Ethical Ways to Reduce Your Tax Bill – Part 4

You’ll receive tax relief on all payments you make into your pension – whether it’s a company pension, personal pension or stakeholder pension – if HMRC has approved the pension scheme.

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4 Legal and Ethical Ways to Reduce Your Tax Bill – Part 3

Gift Aid is a way that charities can boost their donations without it costing you any extra, and in some cases, you can benefit too by paying less tax – simply by completing a gift aid form with the charity concerned and letting HMRC know about the donations that you have made.

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4 Legal and Ethical Ways to Reduce Your Tax Bill – Part 2

In part 2 of our quick wins for busy people, we look at the Marriage Allowance.

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4 Legal and Ethical Ways to Reduce Your Tax Bill – Part 1

There are 4 simple things that you may be able to do to reduce your tax bill and only pay the amount that legally and ethically you need to. Part 1 – Check your tax code

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Want to be a Financial Adviser or Football manager? There’s not much difference…

How on earth can you compare the job role of a Financial Adviser with that of a football manager? Let’s see if I can use the analogy to explain better what it is that I do all day.

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Don’t Save it for Best

Why we don’t have a ‘best’ dinner service anymore.

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The Value of “Whole of Market” Mortgage Advice

With the rise of information available online, it can be tempting to cut out the middleman when searching for a new mortgage and some people may even think they can save money doing so, but there are other considerations to take into account.

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3 things to teach your kids now, to stop them running up debts as adults (Lesson 3)

Lesson 3 – You will always have more than some people do, and less than others.

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3 things to teach your kids now, to stop them running up debts as adults (Lesson 2)

Lesson 2 – Free money is brilliant!

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3 things to teach your kids now, to stop them running up debts as adults (Lesson 1)

Lesson 1 – If you don’t have it, you can’t spend it

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What do you really mean by love?

Personally, I don’t feel that you need a special day to show someone that you love them, love should be about sharing ups and downs and if you want to buy your other half a gift or some flowers on a Tuesday in October, this should mean just as much to them as 12 overpriced roses in February.

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Credit Cards – a useful tool, or dangerous weapon?

Credit cards have been in the news quite a bit recently, the latest announcement being that retailers and service providers are no longer allowed to charge you extra if you choose to pay with plastic rather than cash. This will mean that the 2% or more surcharge added by tour operators and the village shop …

Credit Cards – a useful tool, or dangerous weapon? Read More »

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How to Prevent Your Divorce Destroying Your Wealth

Regardless of how amicable the breakup, there can still be financial matters to untangle for months, or years afterwards and you have several things to consider.

Things your dog can teach you about running your business

3 Things your dog can teach you about running your business.

A dog is said to be man’s best friend, and whether you favour the handbag-sized version or something a little bigger, your dog can teach you some important things about running your business.

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3 Great ways to stay warm and save energy this winter

Once the festivities pass, how can we save on our fuel bills, stay warmer and more comfortable indoors and worry less about ‘Blue Monday’ in January?