There are SO many ways to create passive income. It’s a brilliant way to supplement your income now and can play a huge part in planning for your retirement.
Are your finances getting in the way of YOUR dreams?
In life, SO many things get in the way of us building our dream. Overwhelm is a big one. When we see the huge goal at the end, the path to get there can feel too complicated and just too big a challenge to overcome.
Charitable giving… how to do more (right now!)
We all want to give something back. We want to support those charities close to our hearts; to make a difference in the world (however small) and feel like it matters. But it’s hard. Can you really afford to give anything away – especially if you’re not yet achieving the level of financial success you […]
Why finance a car? Is it not better to pay cash?
This week we made the decision to replace my car – a trusty Volvo V40, which I’ve had less than a year. I’ve been finding that the manual gearbox and driving position is playing havoc with my shoulder, and I cannot face the thought of unlimited trips to my chiropractor and massage therapist – despite […]
How to ensure you don’t run out of money in retirement
Women are living longer, being more active and having more choices in life than ever before, which can make organising your finances and planning your retirement overwhelming, confusing and one of those things that get consigned to the ‘nice to do’ list. So many people are retraining to do their dream job, and then working […]
2 Ways to stop your business running out of money
When you started in business, you probably accepted that you might not make a profit your first year, but now that you’re generating decent revenues – where is all the money?
2 Reasons why EVERYONE should claim child benefit
Child benefit is paid to parents or full-time carers of one or more children under the age of 16 (or 20 if in full-time education). It was started back in 1946 as family allowance to encourage parents to keep their children in full time education rather than send them out to work, and to provide […]
Pay off your Mortgage? – That’s the LAST Thing You Should Do!!
For many people repaying your mortgage early is not the best option for a good quality of life and a successful financial future – and I’m going to explain to you 5 reasons why it is literally THE LAST THING YOU SHOULD DO.
6 Things to STOP doing TODAY to boost your productivity
Whether you work 4 hours a week or 40 hours a week, being productive will let you accomplish more and feel like you’ve made progress towards your goals and mean you finish your day on a positive note.
Why Business Owners are More Trustworthy than Salaried Employees
Did you realise that as a business owner the government trusts you more than they trust salaried employees?
3 Retirement Planning mistakes you don’t want to make
With people living longer, being more active and having more options than ever before, retirement planning can be overwhelming, confusing and one of those things that gets consigned to the ‘nice to do’ list.
How to ensure you and your business survive the school holidays!
Is there anything you can do to ensure that you have a calmer experience when you take time out of your business for a holiday – or are you destined to work 52 weeks of the year forever?
How to legally change Grandad’s Will
A deed of variation (DOV) is a legal document that allows the beneficiaries of an estate – if all of them agree – to make changes to a will, in the name of the deceased, after their death.
How to cut your Inheritance Tax Bill without allowing your kids to squander the money
Inheritance Tax (IHT) is one of the taxes that most people seem to particularly resent paying, you work hard all your life, invest your money well, and then when you die your children (or other beneficiaries) face a potential tax bill because of your success.
How to save £19,000 in Tax by giving £25,000 to Charity
There are many tax benefits to be had from giving to charity, depending on how and when you do it which can be a further bonus to you as an individual or as a business owner.
Growing the Dream
Part of the reason that we wanted to move to the countryside and buy a house with land was that we wanted to be able to grow more of our own produce than we’d been able to do in our suburban garden.
Does the wrapper matter if the contents are the same?
Now this could be an article about fizzy drink, chocolate or any other thing – and you could be wondering what on earth would prompt me to write about such things – but hang in there, this does have a financial relevance. The purpose of a wrapper is to hold the contents inside, and to […]
