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What will this year bring? If only we knew - wouldn't that make life more simple? Not at all! As chances are we'd run away and hide!

Looking to last year - I bet you got through stuff that you never imagined you would, and that life took some unexpected twists and turns - me too!

But you survived it - and as they say - whatever doesn't kill you makes you stronger!

My friend never imagined that her fit and healthy husband (in his 30s) would have a stroke whilst out jogging and end up in hospital.

But 2 months later, although he can now breathe unaided and has retained his mental capacity (and brilliant sense of humour) he is having to learn to eat solid food and walk again.

Unexpected. Scary. And amazingly stressful for her and the children.

It could be weeks / months until he can return home and continue living the life he loves with his family.

The only thing they don't need to worry about it paying their mortgage.

They received their critical illness payment on Christmas Eve - and so despite all the other stuff, I can be sure they won't struggle financially.

This is why I do what I do.

It may be an awkward conversation to have - but what do you want to happen if you have a stroke, heart-attack or get cancer?

Message me to chat about options that fit your budget >>
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What will this year bring? If only we knew - wouldnt that make life more simple? Not at all! As chances are wed run away and hide!

Looking to last year - I bet you got through stuff that you never imagined you would, and that life took some unexpected twists and turns - me too!

But you survived it - and as they say - whatever doesnt kill you makes you stronger!

My friend never imagined that her fit and healthy husband (in his 30s) would have a stroke whilst out jogging and end up in hospital.

But 2 months later, although he can now breathe unaided and has retained his mental capacity (and brilliant sense of humour) he is having to learn to eat solid food and walk again.

Unexpected. Scary. And amazingly stressful for her and the children.

It could be weeks / months until he can return home and continue living the life he loves with his family.

The only thing they dont need to worry about it paying their mortgage.

They received their critical illness payment on Christmas Eve - and so despite all the other stuff, I can be sure they wont struggle financially.

This is why I do what I do.

It may be an awkward conversation to have - but what do you want to happen if you have a stroke, heart-attack or get cancer?

Message me to chat about options that fit your budget >>

After the popularity of last week's post about Zoom ( and the muppets) I thought that I'd do another one filled with useful stuff that can help you - right now, in the midst of this thing we find ourselves coping with!

And also chat to you about how you can make money, recommending things that you love.

Now you'll know that I'm not one for sleazy sales techniques - but wouldn't it be great if you could get paid for doing something you'd do anyway?

I bet you've got a favourite beauty product or brand of gin that you tell all your close friends about. You might even go so far as to lend yours, so that they can see how good it is.

Wouldn't it be good if everytime one of your friends bought the product you recommended you earned a couple of pounds? Your friend doesn't pay any more than buying it direct, but using your link helps you supplement your income.

This is how affiliate marketing (or referral schemes) work - you get paid for people buying stuff that you recommend - and there are several ways you can make this work.

And it can be great for all parties involved!

Affilate programme -

Ask the provider if they do a referral programme - many online companies do like Amazon, Mailerlite etc.- and they'll give you a link to share with your friends - who often get a perk too - like an extended free trial / discount.

Many business owners do this too - and may pay you up to 50% of the ticket price if you can bring people into their programme or service.

You'll have seen this online recently - Have you heard of Tribe?

It's Stu Mclaren's flagship programme on building a profitable membership - and until last weeked it seemed like hundreds of higher profile people online were promoting it.

Why? Because they think it's a great programme (having done it themselves)

But also, because they earn a fee for bringing in new poeple, and can use a big name like Stu to boost their own online visibility.

Selena Soo did the same recently with her Impacting Millions Course. You could choose who you signed up through to get a different set of bonuses, and help your referrer earn a tidy fee.

To do this authentically ( which is a big part of who I am) it needs to be a product that you love, and would rave about even if you were not being paid.

So if you've worked with someone you LOVE - ASK them if they have an affiliate programme - we have one - if you send someone our way you'll get a gift (or financial reward) and they'll get a 15% discount!

and that way you both win, and it doesn't cost your friend anything.

So what do I have that can help you?

I'm going to post you my top 5 affiliate links below - so yes, if you buy from them I earn a little bit - but if you've known me a while - you'll know that I rave about these ALL the time anyway - and had to be pushed ( by my web guy) into setting up affiliate links - because I was always posting about them!!

Books – these will change your LIFE

1. The Slight Edge (If you only buy one book - make it this one - little steps everyday towards that thing you want) - amzn.to/3dQdbxL

2. The Emyth - (essential for business owners if you want a day off at some point)

3. Profit First ( ensure you ALWAYS get paid) amzn.to/2WNgss6

4. Audible (for books on the go) bit.ly/audible2020

5. Smarterqueue ( The best social media scheduler I've found - it let's you recycle some of your content so your pipline is never empty even if you're too busy this week to do your social media)- smarterqueue.com/?ref=hub

...and all of this stuff is tax-deductible if you're a business owner...
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After the popularity of last weeks post about Zoom ( and the muppets) I thought that Id do another one filled with useful stuff that can help you - right now, in the midst of this thing we find ourselves coping with!

And also chat to you about how you can make money, recommending things that you love.

Now youll know that Im not one for sleazy sales techniques - but wouldnt it be great if you could get paid for doing something youd do anyway?

I bet youve got a favourite beauty product or brand of gin that you tell all your close friends about. You might even go so far as to lend yours, so that they can see how good it is.

Wouldnt it be good if everytime one of your friends bought the product you recommended you earned a couple of pounds? Your friend doesnt pay any more than buying it direct, but using your link helps you supplement your income.

This is how affiliate marketing (or referral schemes) work - you get paid for people buying stuff that you recommend - and there are several ways you can make this work.

And it can be great for all parties involved!

Affilate programme -

Ask the provider if they do a referral programme - many online companies do like Amazon, Mailerlite etc.- and theyll give you a link to share with your friends - who often get a perk too - like an extended free trial / discount.

Many business owners do this too - and may pay you up to 50% of the ticket price if you can bring people into their programme or service.

Youll have seen this online recently - Have you heard of Tribe?

Its Stu Mclarens flagship programme on building a profitable membership - and until last weeked it seemed like hundreds of higher profile people online were promoting it.

Why? Because they think its a great programme (having done it themselves)

But also, because they earn a fee for bringing in new poeple, and can use a big name like Stu to boost their own online visibility.

Selena Soo did the same recently with her Impacting Millions Course. You could choose who you signed up through to get a different set of bonuses, and help your referrer earn a tidy fee.

To do this authentically ( which is a big part of who I am) it needs to be a product that you love, and would rave about even if you were not being paid.

So if youve worked with someone you LOVE - ASK them if they have an affiliate programme - we have one - if you send someone our way youll get a gift (or financial reward) and theyll get a 15% discount!

and that way you both win, and it doesnt cost your friend anything.

So what do I have that can help you?

Im going to post you my top 5 affiliate links below - so yes, if you buy from them I earn a little bit - but if youve known me a while - youll know that I rave about these ALL the time anyway - and had to be pushed ( by my web guy) into setting up affiliate links - because I was always posting about them!!

Books – these will change your LIFE

1. The Slight Edge (If you only buy one book - make it this one - little steps everyday towards that thing you want) - https://amzn.to/3dQdbxL

2. The Emyth - (essential for business owners if you want a day off at some point)

3. Profit First ( ensure you ALWAYS get paid) https://amzn.to/2WNgss6

4. Audible (for books on the go) https://bit.ly/audible2020

5. Smarterqueue ( The best social media scheduler Ive found - it lets you recycle some of your content so your pipline is never empty even if youre too busy this week to do your social media)- https://smarterqueue.com/?ref=hub

...and all of this stuff is tax-deductible if youre a business owner...

Some things that happen in the world, you just can't change.

And I can't stop them happening either.

But what I can do is give you tools and support to stabilise your finances, so that you feel calm & in control of your money and can deal with the other stuff.

Watch this now to see if it might help you >>

link for your free guide >> www.subscribepage.com/4WaysFreeGuide
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If you wanted to hear how good the Retirement Snapshot Service is - take a look at what Marie had to say about her 1-2-1 session.

The 121 call can be done by zoom ( or face to face if you're close enough) - but either way you'll clearly understand your options and what steps to take next.
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If you wanted to hear how good the Retirement Snapshot Service is - take a look at what Marie had to say about her 1-2-1 session.

The 121 call can be done by zoom ( or face to face if youre close enough) - but either way youll clearly understand your options and what steps to take next.

I love that so many people find my FREE Facebook Group helpful and a place that is safe for them to find out how to make the best money choices for them!

If you're not a member, you can join us over at >> www.facebook.com/groups/peacetogethermoneyconfidence

Is it time you became money confident?
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I love that so many people find my FREE Facebook Group helpful and a place that is safe for them to find out how to make the best money choices for them!

If youre not a member, you can join us over at >> https://www.facebook.com/groups/peacetogethermoneyconfidence

Is it time you became money confident?

A smile costs nothing - I love this quote! ... See MoreSee Less

A smile costs nothing - I love this quote!

Have you used your ISA allowance this year yet??

You can save up to a maximum of £20,000, in this tax-year which runs from April to April.
This could be in a:
· Cash ISA (including a Help to Buy ISA);
· Lifetime ISA;
· Stocks and Shares ISA;
· An Innovative Finance ISA;
· Or any combination of any of these - (as long as your total tax-free ISA savings don’t exceed £20,000 in any one tax year).

You MUST save or invest by the end of the tax year, 5th April, to see the benefits. If you don’t use your full £20,000 allowance, it does NOT roll over – so you’ll get your new allowance for the next tax year, but you won’t be able to add anything extra to make up.

Having the right financial advice can make a huge difference to the cash in your bank account. As this example illustrates perfectly:

“Research* shows the average UK income in retirement is £19,000 per annum. But for those who set goals working with a financial adviser, the average is £26,000. Put another way, by notworking with a financial adviser, a client can potentially lose out on an extra 36.8% or as much as £157,000 over the course of a 21-year retirement”
*Old Mutual Wealth / YouGov survey, July 2014

So if you’d like to chat more about maximising your income, I’d love to help. - message me now and we'll chat
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