NOW is the time to tidy up all your financial loose ends, so they don't get away in the way of your goals!
It’s a great opportunity to look back over what's happened over the last year, and to start thinking about what you might want to do next.
Read my blog on how to get started here
>>> peacetogether.co.uk/blog/do-this-nowto-make-2022-the-year-your-big-goals-happen/ ... See MoreSee Less
This week Pharoah is Alpaca of the Week!
Pharoah is the tallest of our boys and has a lovely temperament... and just look at those beautiful brown eyes! ... See MoreSee Less
How do you want to feel about your money in the New Year?
Taking control of your money doesn't need to be overwhelming or difficult and now is the best time to make a start so you go into 2022 feeling confident and calm - and with a plan in place!
I know not everyone is in the right place to work with me 1:1 yet... and that's ok! There are steps you can take to get your financial basics in place so you can move on to really growing your wealth.
That's why I created The Content Vault and ROCKSolid™, my two programmes that can make a massive difference in how you feel about money.
The Content Vault is lifetime access and has a huge amount of information to assist you in everything from getting in control of debt to planning for retirement. For Black Friday I have taken 50% off with code CVBLACKFRI. peacetogether.co.uk/the-content-vault/
ROCKSolid™ is an effortless and enjoyable approach to managing your money and multiplying your wealth. Bitesize modules are released to you weekly so you don't get overwhelmed. For Black Friday I have taken off an amazing £250 with code RSBLACKFRI. peacetogether.co.uk/rock-solid/
Find out more on my website! ... See MoreSee Less
😊 What a lovely comment! I pride myself on breaking things down in a way my clients can understand and helping them reach that 'lightbulb' moment. ... See MoreSee Less
I was asked this week to describe the transformation that I help my clients achieve - and my first instinct was to create a beautifully crafted answer - talking about 'creating a sustainable plan' and 'building an amazing future' - and when I really stopped to look at it, I realised that I was over-complicating things, and that what I do can be summarised a lot more easily.
I help you save for that thing you want to do, in a way that is fun, that you understand what you're doing and leaves you money to have fun and enjoy the journey along the way.
It doesn't matter if you're saving for your first house, you want time off to have a baby, or you're growing a business, planning for retirement - whatever that thing you're saving for we're going to come up with a plan, and we're going to do it in a way that is fun, so that you can still buy shoes, and drink gin and do all that stuff you want to do.
Because, do you know what? Life is short.
And it is simply not worth scrimping and saving for that mythical thing in the future if it means missing out on life as you go.
You could earmark every penny you earn for years for a dream holiday and then drop dead the day before you're due to leave.
Message me now and we'll chat about getting your plan started >>> ... See MoreSee Less
Once you’ve worked out how much money you need each month to pay for the essential stuff, what do YOU want to do with the rest of the money? If you’re part of a couple who share financial decisions, then you need to do this part together to ensure you’re on the same page.
What are your short term goals and long term aims? Are there particular things that you want to save for? What things are important in your day to day life?
And then come up with a system that helps you keep on track. I’m not talking about restricted budgeting methods here, just having pots of money allocated for various tasks or purposes.
Lots of couples find it works best to each have a set amount of ‘free spending’ money each month transferred to their own accounts, so that they can spend guilt-free and buy each other presents which can remain a surprise.
Other couples just have a joint account and an unwritten rule on how much each can take out / spend without consulting the other.
Think of them like financial ground rules.
You need to do what works for you.
The same goes if you’re single (or responsible for all the financial stuff in your house) – you need some personal ground rules and then you can consciously choose how you spend your money (rather than it just get spent on groceries and coffees).
But you should NEVER feel guilty about your spending.
Do you and your partner have any financial ground rules? ... See MoreSee Less
Your business (and you!) wont be able to thrive without the right support and expertise behind it.
How do you find someone you trust? ... See MoreSee Less
Do you ever feel guilty for not working?
Or about the way you choose to live your life or run your business?
One of the reasons I started my business was to give myself a flexible lifestyle, here's how I do it!
youtu.be/cqPDiI6opyU ... See MoreSee Less
My role when I chat with people about purchasing their home or selecting protection for their family is to discuss the ‘What ifs’ and ensure that they understand what they need to do and why, even if the conversation becomes a little uncomfortable.
It is important to understand the rules of Intestacy and use Wills and Trusts to ensure that your wealth passes to the people that you choose in the most tax-efficient manner.
A man local to me died in an accident a couple of years back without making a Will, and his (2nd )wife had to sell the family home, that her and his youngest 3 children had lived in for years, to pay the inheritance due to the older 3 children from a previous marriage. I’m sure this was not what he had wanted, but with no Will – there was no other choice.
Financial freedom is all about choices, make yours wisely.
Are you happy that your Will that protects your loved ones? Let me know in the comments! ... See MoreSee Less