There’s no denying that we make emotional links with money, whether we want to or not.
And whether we’re aware of it or not!
How you feel about money affects everything – how you earn, how you spend and how you save.
While I’m someone who focuses mainly on the strategy side of money coaching, it’s fair to say that getting your mindset right does play a key part.
When I chat to my clients about how they feel about money, a whole range of emotions usually come up.
The strongest feelings are often stress or anxiety, for people who feel like they never quite know what they’re doing with their finances or always feel like they’re missing the boat. It feels like a headache, maybe not all the time but when stuff comes up and they don’t know how they’ll pay for it.
Others maybe don’t have a pension or savings, which doesn’t necessarily keep them awake at night but does give them a nagging feeling in the pit of their stomach, about what their future will look like.
Guilt is another big one that comes up, especially when it comes to the more fun side of life and buying those shoes or the big holiday or choosing the expensive gin (or whatever else you like).
I get it. I’ve worked hard on my own mindset over the years too. Whether you’ve been utterly broke, grew up surrounded by wealth or spent your childhood confusingly swinging between the two, our relationships with money are definitely complex things.
This is something I work through with all my clients, not directly on the emotional side, but on putting the things in place that mean you can relax about money and give you proper peace of mind.
One tagline I used before for my 1:1 work was ‘Money Coaching for Calm, Confident Women’. While I’ve now become a fully inclusive business, rather than working exclusively with women, it’s still fair to say that the outcome I want for my clients is just that – to feel calm and confident about all your financial stuff.
What makes you feel calm and confident, rather than stressed out or worried or fearful?
Well – it’s knowing that you’ve got everything tidied up behind the scenes (whether that’s your emergency savings or pension or sorting your debt, or anything else). It’s knowing that the right amount of money is in the right place at the right time for now, so you’re free to get on with enjoying life. And it’s knowing you have the right stuff in place for the future, so you’ve got enough money there for when you want to wind things down or take a career break.
You might not be there yet, but we’re all getting closer every day to that time in life where you do want to work less or retire altogether.
And by starting to put money away now and putting the right systems in place, the growth of that asset for your future just happens on autopilot. There’s no worry about whether you’ll have enough because together, we can sit down, work out how much you need and put your plan in place to get there.
The best thing about getting all your financial stuff tidied up is that you then start to feel excited about money. You can save for that dream holiday and watch as the pot of money gets bigger month by month. You can look at the size of your mortgage and see it decreasing, faster than you ever imagined! You can look at your retirement savings growing and growing and realise you can do SO many more things in your later years, than you ever thought was possible.
How would that feel – to have that quiet, calm, inner confidence, that everything was in hand and had been dealt with?
Pretty amazing is the answer!
There are a couple of ways that I can help you with this, depending on the level of support you need and want.
The Wealth Action Club is my support and accountability community, where I’ll hold your hand as you work through all those tasks on your financial to-do list. We’ve got group calls twice a week and a friendly, vibrant private Facebook group, where no question is silly (honestly) and people are there to support you and champion your success.
We cover organising your finances; planning for your retirement; boosting your profit; using credit well; mortgage stuff; money mindset and loads more. All the important things to get sorted, basically!
Here’s where you can check out The Wealth Action Club.
Or if you want to specifically focus on planning for your retirement and getting everything in place now, so you don’t have to worry in 20 or 30 years’ time, we have PATHWAY.
PATHWAY is brand new for 2024 and guides you through a bite sized, structured process to tidy up your financial loose ends, stabilise your business profit and create perpetual income. You’ll understand exactly what you need to do to meet your personal retirement goals, feeling safe and confident in the knowledge that the money will last your lifetime and beyond.
Everything in PATHWAY is available to you 24/7, so if you want to sort stuff at 5am on a Sunday, you can. You also get lifetime access so you can work through it at your own pace, whether you want to binge it Netflix-style in a weekend or do it in bits of time, over the next few months.
Plus you’re not only getting the knowledge you need from a reliable and trustworthy expert, you get the hand-holding support side too – because as part of PATHWAY, you get 6 months of membership in the Wealth Action Club.
So you get those twice weekly group calls. You get the vibrant Facebook group and having me there to answer your questions as they come up – so that rather than thinking about it, you actually DO this and get all your finances sorted, once and for all.
We’ve had some absolutely brilliants results with clients inside PATHWAY so far – here’s all the details, if you want to find out more.
I’d love to chat about the best next step for you, if it helps. You can message me here or book a short call here.
Because ultimately, far too many people are stuck on autopilot, just feeling generally rubbish about money. Life really is too short to feel that way and miss out on everything it can do for you!
Until next time,
Claire